Projects Areas Blog FAQ Contact
Free Tool

Dubai Off-Plan
Payment Plan Calculator

Enter a property price and choose a payment structure to see your instalment schedule instantly, including your down payment, construction-linked instalments, and any post-handover plan.

Your Numbers

Payment Structure

60/40
Standard
80/20
During Construction
1% Monthly
Plan
20/80
Post-Handover
Your percentages add up to %. Adjust so they total 100%.
AED 0Due Now
AED 0Per Month, Construction
AED 0Due On Handover
Payment Timeline
20%
40%
40%
0%
Down Payment
During Construction
On Handover
Post-Handover
MilestoneTimingAmount
This schedule assumes construction-linked instalments are spread evenly across the months to handover. Real developer payment plans are often tied to construction milestones (e.g. 20% at foundation, 30% at structure completion) rather than a flat monthly amount. Excludes Dubai Land Department fees (typically 4% of purchase price) and admin charges.
This calculator provides indicative figures for planning purposes only and does not constitute financial advice. Actual payment plans, milestones and fees vary by developer and project. Register your interest below and we will confirm the exact payment plan for any project you are considering.

How Dubai Off-Plan Payment Plans Work

Most off-plan developers in Dubai split the purchase price into a down payment, a series of construction-linked instalments, and a handover payment due when you receive the keys. Some developers also offer a post-handover plan, letting you spread part of the price over one to five years after moving in.

The exact split varies significantly by developer and project. A 60/40 plan is one of the most common structures, with 60% paid during construction and 40% on handover. A 1% monthly plan spreads payments in small, predictable monthly amounts throughout the construction period. Post-handover plans, such as 20/80, reduce the amount due before handover and extend a larger portion of the price over several years afterward, which can ease cash flow for investors.

This calculator lets you model any of these structures against a real property price, so you can see roughly what your monthly commitment would look like before speaking to a specific developer.

Want the Exact Payment Plan for a Live Project?

This calculator gives indicative figures. Register below and we will send you the confirmed payment plan, floor plans and pricing for any project you are interested in, free of charge.

100% free service. Your details will never be shared.

Thank you, we will be in touch shortly with the details you need.